Our customers are particular personalities who successfully use their strength and individuality for their professional career. Mostly our customers are entrepreneurs, managers, professional artists and athletes. This clientele is always highly demanding and has certain specific requirements for a financial planning.

The approach of EXCELLENCE is to accompany the customers with an individual strategic financial plan. Priority is to savely and sustainably increase and protect the asset base. Over time these assets generate more and more a second income to secure the achieved standard of life and to make our customers financially independent.

Individual Financial Plan

Core of it is a holistic view over all asset classes, as well as over the income and tax situation. Based on that we are able to develop an individual strategic financial plan for all phases of the lifecycle. The strategic financial plan gets updated regularly according to our consulting process.

Asset Allocation

As the performance of the portfolio of assets depends to a large extend from the asset allocation over all asset classes, we analyse your current allocation and show you what risk-return-profile the given allocation had in the past. This analysis also delivers proposals to eventually optimize the allocation.
 

Optimization of Assets

After the asset allocation has been determined all asset classes are to be analysed for possible improvements. For securities we use modern portfolio theory instruments. For real estate assets we rely on own expertise as we think we can outperform any available analysis tool here.

Optimized Financial Plan

Based on the optimization proposals we deliver an optimized financial plan and discuss the necessary decisions with you. As far as useful we develop scenarios for different income develpoments to make the planning robust for all relevant contingencies of life.